Our proactive approach to doing business allows Saginaw Bay Underwriters to identify the customer's needs and respond accordingly. Anyone can provide product and price; it is our Value Added Services that set us apart. Specializing in the construction industry allows us to provide contractors the coverage and service they need: 24/7 Claims Services Loss Control/Safety Programs Claims Reviews Insurance to Value Audits Certificate of Insurance Management Contract Reviews Serving you from Saginaw, Bay City & Midland, SBU has the specific insurance programs necessary for the contracting industry. Let the power of one of the largest independent insurance agencies in the state go to work for you. Business Insurance Bonds Workers' Compensation Group Health/Life 401k's & Investments Contact: Mark Schaeff, CIC ‚ Saginaw Russ Atkinson ‚ Bay City Saginaw Bay Underwriters (989) 752-8600 or (800) 875-6222 www.sbuins.com